Please read these terms and conditions (“terms and conditions”, “terms”) carefully before using this website (“website,” “service”) operated by Rural Bank of Magdalena (Laguna), Inc. (“us”, ‘we”, “our”).

Conditions of use

By using this website, you certify that you have read and reviewed this Agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this Agreement, you are advised to stop using the website accordingly. Rural Bank of Magdalena (Laguna), Inc. only grants use and access of this website, its products, and its services to those who have accepted its terms.

Privacy policy

Before you continue using our website, we advise you to read our privacy policy regarding our user data collection. It will help you better understand our practices.

Age restriction

You must be at least 18 (eighteen) years of age before you can use this website. By using this website, you warrant that you are at least 18 years of age and you may legally adhere to this Agreement. Rural Bank of Magdalena (Laguna), Inc. assumes no responsibility for liabilities related to age misrepresentation.

Intellectual property

You agree that all materials, products, and services provided on this website are the property of Rural Bank of Magdalena (Laguna), Inc., its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property. You also agree that you will not reproduce or redistribute the Rural Bank of Magdalena (Laguna), Inc.’s intellectual property in any way, including electronic, digital, or new trademark registrations.

User accounts

As a user of this website, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You are also responsible for all activities that occur under your account or password. If you think there are any possible issues regarding the security of your account on the website, inform us immediately so we may address them accordingly. We reserve all rights to terminate accounts, edit or remove content and cancel orders at our sole discretion.

Applicable law

By using this website, you agree that the laws of the Philippines, without regard to principles of conflict laws, will govern these terms and conditions, or any dispute of any sort that might come between Rural Bank of Magdalena (Laguna), Inc.  and you, or its business partners and associates.

Disputes

Any dispute related in any way to your use of this website or to services you acquired from us shall be arbitrated by state or federal court of the Philippines and you consent to exclusive jurisdiction and venue of such courts.

Indemnification

You agree to indemnify Rural Bank of Magdalena (Laguna), Inc. and its affiliates and hold Rural Bank of Magdalena (Laguna), Inc. harmless against legal claims and demands that may arise from your use or misuse of our services. We reserve the right to select our own legal counsel.

Limitation on liability

Rural Bank of Magdalena (Laguna), Inc.  is not liable for any damages that may occur to you because of your misuse of our website. Rural Bank of Magdalena (Laguna), Inc. reserves the right to edit, modify, and change this Agreement at any time. We shall let our users know of these changes through this website. This Agreement is an understanding between Rural Bank of Magdalena (Laguna), Inc. and the user, and this supersedes and replaces all prior agreements regarding the use of this website.